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5 Ways an Attorney Can Help During a Car Accident Claim

Posted on behalf of Stephens, Anderson & Cummings on Jul 21, 2017 in Auto Accidents

men examining damaged vehiclesIf you are injured in a car accident caused by another’s negligence, you have legal rights that may entitle you to compensation for your suffering and loss.

However, you will need to file a claim with an insurance company, which will likely complicate the situation. Although an insurer may seem concerned about your injury, its primary goal is to save money by reducing your claim’s value or dismissing it altogether.

In order to secure your injury claim, it may be in your best interest to consult with an experienced auto accident attorney in Fort Worth to review your legal options.

An attorney can protect your claim from insurers and attorneys for the at-fault party who may try to discredit your injury. We have provided the following guide to help you understand how a qualified attorney can help you.

1. Professional Knowledge of Texas Laws

Hiring a qualified attorney to represent you after an auto accident means you will have someone with a professional understanding of the legal framework regarding Texas personal injury and traffic laws.

Your attorney’s knowledge may be an invaluable resource in proving the other party was liable for causing the accident. He or she will have the knowledge to identify any traffic laws that were broken and when the at-fault party’s actions could be considered negligence. This familiarity with Texas’ legal system may greatly improve your chances of recovering compensation for any financial losses related to your injury.

2. Communicating and Negotiating with Insurance Companies

An experienced attorney will understand the tactics often used by insurance companies to affect your claim and advise on you how to handle an adjuster.

These tactics include using your words against you in an attempt to make you seem at fault for causing the accident or claiming that your injury is unrelated to the accident and occurred at a different time.

Our Fort Worth auto accident attorneys have represented numerous car accident victims and are familiar with unfair practices used by insurance companies and their attorneys. For this reason, we will communicate with any insurer on your behalf to ensure you are treated fairly. This includes negotiating for a settlement that accurately reflects the suffering and financial losses you have endured.

3. Filing Your Claim Within Texas’ Statute of Limitations

In Texas, you must file your claim in court within the state’s two-year statute of limitations for personal injury claims in order to receive compensation.

It is imperative that you follow this strict legal requirement to bring a claim within the two-year deadline, or else you lose all rights to seek compensation.

Our qualified attorneys will work to ensure your claim is properly filed with the court so that it meets Texas’ statute of limitations.

4. Accurately Estimating Your Total Damage

If you have already filed an auto accident claim, you may have received an initial offer from an insurer who is attempting to quickly settle your claim. You should never accept any offer from an insurance company without knowing the true value of the damages you suffered.

We will review the circumstances surrounding your injury to ensure it is accurately reflected. Some of the factors we look for include:

  • Medical expenses
  • Lost wages
  • Past and future income
  • Property damage (if applicable)

As experienced attorneys with decades of combined experience who have represented numerous car accident victims, we have a strong understanding of how to estimate the value of an auto accident claim.

5. Proving the Other Party is Liable

Another benefit to hiring an attorney for an accident claim is that he or she will know how to construct a strong case in support of your best interests.

In order to recover compensation, you will need to prove your injury was caused by the at-fault party’s negligence. There are four elements of negligence your auto accident attorney will need to prove:

  • The at-fault party owed you a duty to ensure your safety
  • The at-fault party breached this duty
  • The injury you suffered was a direct result of this breach of duty
  • You suffered damages as a result of your injury

As experienced attorneys, we understand how to construct a case that helps show the at-fault party’s negligence caused your traffic collision.

Contact an Experienced Auto Accident Attorney in Fort Worth

Although you are not required to do so, having an experienced Fort Worth personal injury attorney on your side during a car accident claim may significantly improve your chances of recovering compensation.

At Stephens, Anderson & Cummings, we are committed to ensuring our clients receive the highest quality legal representation.

Do not hesitate to contact us for a free, no obligation consultation to find out if you have legal options after a car accident caused by a negligent driver. We only charge our clients on a contingency fee basis, which means you will only have to pay us if we win your case.

Call (877) 920-9009 if you were injured in an auto accident.