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The Most Frequently Asked Questions from Car Accident Victims

a man on the phone after a car crashAs an experienced Texas and Oklahoma auto accident and personal injury law firm, at the law offices of Stephens, Anderson & Cummings we recognize that many accident victims have similar concerns after a car accident.

We believe in keeping our clients informed, and so have provided the answers to some of the questions clients most frequently ask our attorneys.

Do you have some questions after being in an accident?

Simply use these questions and answers to help determine the best course of action for you and your family and if you have additional questions or concerns, do not hesitate to contact the Fort Worth car accident lawyers at Stephens, Anderson & Cummings for a free initial consultation.

Call (877) 920-9009 or use our case evaluation form to have an experienced attorney review your case for free.


 

What Should I Do After A Car Accident?

If you have been involved in an accident, stay at the scene and wait for assistance. Call for an ambulance if needed, and file a police report to document the accident. Collect the names, addresses, and phone numbers of any witnesses or bystanders, and take photographs if needed. Do not admit liability, even if you think you may have been partly responsible. Discuss only the facts of the accident with the police. Always see a doctor, even if you don't feel injured. Finally, contact an auto accident attorney like those at Stephens, Anderson & Cummings to discuss your rights after a collision.

 

What If The Accident Was Partially My Fault?

If you think an accident was partially your fault, you may feel guilty and want to apologize to the other driver. Suppress this urge, and try not to discuss the accident until you speak with an attorney. Often, an accident has multiple causes, and both drivers may be partially to blame. As long as you do not have more than 50% of the blame for an accident, you could still recover for injuries or property damage you have suffered.

 

Should I Speak With An Insurance Adjuster?

In general, no. Insurance adjusters work for the insurance companies, who only make money by denying claims. Your adjuster may be looking for any minor statement or admission which could justify denying a claim for medical bills or injuries. If you have been injured, hire a personal injury attorney like those at Stephens, Anderson & Cummings. Your attorney will deal with your insurance adjuster and make sure that you don't inadvertently hurt your claim.

 

Do I Need An Attorney For Only Minor Injuries?

Sometimes it is better to have an attorney to deal with the fallout from an accident than try to handle everything on your own. Other times, an accident may be so minor that you do not need assistance. Regardless of your type of accident, a consultation with the attorneys at Stephens, Anderson & Cummings is free. Come in, speak with us about your claim, and then decide if hiring an attorney is right for you.

 

How Long Do I Have To File A Car Accident Claim?

After a car accident, you should notify your insurance company and file a claim as soon as practicable. The sooner you file a claim, the sooner you know if your insurance company will pay for your damages. If you are considering filing a lawsuit regarding your accident, you have two years from the date of the collision to begin your case.

 

What If My Insurance Refuses To Pay My Claim?

If your car insurance refuses to cover your claim, you should immediately discuss the situation with an experienced auto accident attorney like those at Stephens, Anderson & Cummings. Insurers routinely deny claims in hopes that accident victims will just go away, prove that you will fight for the benefits you deserve by hiring an attorney handle your claim.

 

What Is My Car Accident Claim Worth?

How much your claim is worth depends on many factors: who was at fault, what insurance will cover, how injured a person is, any time spent off work, and any other physical, emotional, or financial suffering an accident victim has incurred. A personal injury attorney like those at Stephens, Anderson & Cummings can look at all of these factors and more to give you a good idea of what you could hope to recover in a lawsuit or settlement.