As policy holders, we expect insurance companies to provide promised coverage after an unexpected situation. Unfortunately, all too often, insurance companies wrongfully deny a claim, delay payment or offer too little compensation to cover the costs of damage to our homes, property and businesses or after the loss of a loved one.
When insurance companies act in bad faith, turn to a qualified insurance bad faith lawyer for help recovering the compensation you need to put your life back together. No family should have to suffer financial ruin because an insurance company refuses to put their best interests first.
Claims We Handle
The insurance bad faith lawyers at Stephens, Anderson & Cummings have years of experience representing consumers struggling with:
- Denied property damage claims
- Homeowner’s insurance claims
- Auto insurance claims
- Water damage
- Damage from hail, fire, wind, tornadoes or other natural disasters
- Delayed or denied claims for life insurance benefits
- Commercial property damage claims
We know that you need a fair payout in order to reestablish financial stability after an unexpected tragedy. Whether you have lost a loved one or your property suffered devastating damage, we can help you take on the insurance company and recover the compensation you deserve.
Types of Bad Faith Insurance Claims
Despite always paying your premium on time and upholding your obligations toward an insurance policy, insurance companies will always put their interests ahead of yours. They will use every tactic they can to minimize, delay or wrongfully deny your claim for coverage.
Our insurance bad faith lawyers are familiar with the tactics insurance companies use to wrongfully deny a claim. Some of the most common excuses they use include:
- Missed payments
- Information was not updated in a timely manner
- Misrepresentation in the application or the policy itself
- Damage is not covered on the policy
When a life insurance company acts in bad faith after the death of a loved one, the consequences can be devastating, both financially and emotionally. In these situations, the insurance company may:
- Fail to properly evaluate a claim or to determine the cause of death
- Fail to pay the beneficiary in a timely manner
- Not pay the correct or full amount
- Claim the insurance policy offers different coverage than was originally agreed upon
- Deny benefits all together
Going back and forth with the insurance company and fighting for fair compensation can be an exhausting process that no one should have to go through. Our attorneys will communicate with the insurance company so you do not have to.
Known as tough negotiators, we will not stop until you receive fair compensation for the losses and damages covered by your policy. Contact us today to learn more about your legal options and to see if you have a bad faith insurance claim.
How Our Insurance Bad Faith Lawyers Can Help
Policy holders who have suffered damages to their property or who have lost a loved one are often in desperate need of the funds promised to them in their insurance policy. A wrongful denial or minimized payments from an insurance company can be catastrophic to the finances of these families.
That is why our insurance bad faith lawyers have been committed to fighting for the rights of policyholders against big insurance companies for years. We know how to successfully approach these cases with the best interests of our clients always at the forefront.
If you have been the victim of a bad faith insurance claim, we will investigate every detail of your case in order to present a strong case for compensation against the insurance company. We will work quickly and diligently to help you recover the finances you need to put your life back together.
Contact Stephens, Anderson & Cummings today for a free, no obligation review of your claim. We work on a contingency fee basis and will not collect any fees unless your case is successful.