If you were injured in an accident cause by another’s negligence, you may be entitled to compensation for the physical and financial damages you suffered by filing a personal injury claim against the at-fault party. However, dealing with insurance companies after an accident can be difficult, especially if you are unfamiliar with the claims process.
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I am very pleased with Stephens Anderson & Cummings. I would definitely recommend them for Personal Injury needs.
The trusted Fort Worth personal injury lawyers at Stephens, Anderson & Cummings have more than six decades of combined experience helping accident victims throughout the state of Texas. We have recovered more than $100 million for our clients and continue to pursue the maximum amount of compensation for each claim we represent. Our firm’s founding partner Jason Stephens has been recognized by numerous legal organizations for the results he has achieved for his clients. He has been named a lifetime member of the Million Dollar Advocates Forum and has been included in Best Lawyers in America® since 2016. He is also on the Board of Directors for the Texas Trial Lawyers Association.
Our attorneys are qualified to represent victims who have been injured in a wide variety of accidents. We will provide you with a free, no obligation consultation to review your claim and work only on a contingency fee basis. This means you will not be charged upfront legal fees if we represent your claim. The only time the Fort Worth personal injury attorneys at Stephens, Anderson & Cummings require payment is if we recover compensation on your behalf. There is no risk in contacting us to find out if you have a case against the at-fault party.
Call Stephens, Anderson & Cummings at (877) 920-9009 to schedule a free consultation.
Compensation for a Personal Injury Claim
All too often, the suffering victims endure after an accident extends beyond their physical injuries. Many victims experience financial burdens from costly medical treatment and a loss of income while recovering from an injury.
If you have suffered financial losses after being injured in an accident, our personal injury lawyers in Fort Worth will commit to helping you obtain the compensation you deserve. At Stephens, Anderson & Cummings, we understand that no amount of money can make up for the pain and loss you have experienced. However, there are various forms of compensation we may be able to obtain, including:
- Past and future medical treatment
- Lost wages
- Loss of income
- Loss of earning capacity
- Property damages, if applicable
- Medical assistive equipment
These forms of compensation are often available in an insurance claim and can also be recovered in a personal injury lawsuit. However, there are certain forms of compensation our Fort Worth personal injury lawyers may only be able to recover by filing a lawsuit, including::
- Pain and suffering
- Loss of enjoyment of life
- Loss of reputation
- Loss of companionship
- Emotional distress
Often, insurance companies will offer accident victims a quick settlement to resolve their claim. Although this initial offer may seem reasonable, it will likely not pay for the entirety of your damages and will likely leave you with less compensation than you deserve.
To find out the true value of your claim, contact a trusted personal injury layer in Fort Worth. He or she will have the knowledge and experience you need to determine the amount of compensation you may truly be entitled to receive from the at-fault party’s insurer. The attorneys at Stephens, Anderson & Cummings are also prepared to file a lawsuit if we are unable to obtain full compensation from the insurance company.
Our experience as personal injury attorneys in Fort Worth has provided us with the knowledge and skills you need to help determine the value of your personal injury claim.
Call Stephens, Anderson & Cummings at (877) 920-9009 to find out if you may be entitled to compensation.
How a Fort Worth Personal Injury Lawyer Can Help You
After an accident, many victims find themselves confused as to how they may proceed to filing a personal injury claim to recover compensation for their injuries and losses. Although some people try to handle the claims process themselves, there are many benefits to hiring an attorney to assist you during this time:
Focusing on Your Recovery
Your main priority after an accident should be focusing on your health and recovering from your injury. This includes seeking medical attention to treat your injuries and ensure you make the fastest recovery possible.
A health care provider can diagnose any injury you may have suffered during the accident. This includes injuries with hidden or delayed symptoms that may not be immediately apparent, such as whiplash or a concussion.
By hiring an attorney, you will have much more time to focus on your health and recovering from your injuries. Your Fort Worth personal injury attorney will handle nearly every aspect of your personal injury claim and will keep you updated and informed throughout the process.
Investigating Your Personal Injury Claim
A successful personal injury claim is often built on supporting evidence that shows your injury was caused by the at-fault party’s negligence. During an investigation, a lawyer will collect strong evidence that helps to establish the value of your claim and the at-fault party’s liability.
Our Fort Worth personal injury attorneys are prepared to investigate your claim by:
- Taking or obtaining pictures from the accident scene
- Photographing your injury
- Collecting medical documents that show the extent of your injuries and support the treatment you are receiving
- Consulting accident reconstruction specialists to understand what occurred during your accident
- Examining the accident or police report that was filed by first-responding law enforcement officials
- Interviewing expert medical witnesses who can provide detailed knowledge about your injury and how it may affect your life
Negotiating with Insurance Companies
One of the most difficult aspects of a personal injury claim is handling the at-fault party’s insurance company. Often, many accident victims do not have experience negotiating with insurers and are unfamiliar with the tactics they may use to reduce the compensation you receive or deny your claim.
Insurance companies are counting on victims’ inexperience to cause them to accept an unfair settlement offer
However, a trusted personal injury attorney in Fort Worth will have intricate knowledge of how insurance companies negotiate claims. Your lawyer will use his or her skills and experience to negotiate with an insurer to obtain a fair amount of compensation for your claim.
All too often, accident victims attempt to negotiate with insurance companies by themselves. Insurance companies are counting on victims’ inexperience to cause them to accept an unfair settlement offer.
A reputable attorney will be able to inform you of your rights during the claims process and inform you of the true amount of compensation you may be entitled to receive. He or she will work to negotiate a fair settlement offer or explore other legal options to obtain the maximum compensation you deserve.
Contact Stephens, Anderson & Cummings to find out how our Fort Worth personal injury attorneys may be able to help.
What if I Am Partially At-Fault for the Accident?
In some cases, there may be multiple parties that are responsible for causing an accident that results in injury. This could include the victim of the accident.
Texas uses the rule of modified comparative fault to determine liability in an accident where multiple parties may be at fault. Under this law, you may still pursue compensation if you are less than 50 percent at fault for the accident.
If you are more than 50 percent at fault for the accident, you cannot recover any compensation
Additionally, the amount of compensation you may receive will be reduced by your percentage of fault. For example, you may be found 40 percent at fault for causing a car accident that resulted in your injury. If you are pursuing a personal injury claim for $100,000 in damages, your claim’s value will be reduced by $40,000. The new maximum amount of compensation you may receive is $60,000.
However, if you are more than 50 percent at fault for the accident, you cannot recover any compensation.
Often, insurance companies use modified comparative negligence to affect accident victims’ personal injury claims. An insurer may allege that you are more than 50 percent at fault for the accident and are not entitled to compensation for your injury. This law will also be applied to personal injury lawsuits.
However, our Fort Worth personal injury lawyers have intricate knowledge of Texas’s negligence laws. We understand how to evaluate a claim where multiple parties share fault for the accident and can accurately determine your percentage of fault. We do not want you to be assigned more fault for your injuries than you deserve.
To get started, complete a Free Case Evaluation form.
What We Look for in a Personal Injury Claim
When the Fort Worth personal injury lawyers at Stephens, Anderson & Cummings review a claim, we try to determine if the other party can be held liable for the accident. However, this will require us to prove the accident that resulted in your injury was caused by the other party’s negligence.
There are four elements of negligence that must have been present during the time of your accident. This includes:
Duty of Care
The first element we look for in a personal injury claim is whether the other party owed you a duty of care to take reasonable steps to ensure your safety.
A duty of care is a legal obligation one person, corporation or entity has to act in a certain manner that will not create an unreasonable risk of causing others injury. For example, a motorist has a duty of care to follow traffic laws and operate a vehicle in a safe manner to ensure the protection of others sharing the roadway.
Breach of Duty of Care
Once we have established the other party owed you a duty of care, we will try to determine if a breach of duty occurred. This means the other party failed to uphold its legal obligation by acting in a manner that would have posed an unreasonable risk to your safety.
A breach of duty may occur, for example when a motorist neglects to follow traffic safety laws or texts while driving. This poses an unnecessary risk to the safety of other motorists, passengers and pedestrians sharing the roadway.
The third element of negligence is causation. This means there was a causal link between the at-fault party’s breach of duty and your injuries.
Typically, a Fort Worth personal injury attorney will examine your claim to determine if you would not have been injured had the at-fault party acted differently.
For example, say a motorist runs a stop sign and strikes a pedestrian using the crosswalk. If the motorist had stopped and followed traffic laws, the pedestrian would not have been injured. In this case, your attorney may be able to prove the pedestrian’s injury was directly caused by the motorist’s negligence.
To receive compensation after an accident, you must show you suffered measurable damages as a result of the at-fault party’s breach of duty. Measurable damages include suffering an injury and economic losses, such as medical expenses and lost wages, which can be financially compensated.
A personal injury lawyer in Fort Worth will carefully review your claim to determine if the above mentioned elements are present in your case. He or she will then work to hold the at-fault party liable for his or her negligence, to help you obtain the compensation you deserve.
If someone else caused your accident, complete a Free Case Evaluation form.
Types of Cases We Handle
There are many different types of accidents that may be caused by another’s negligence. Our Fort Worth personal injury lawyers are qualified to handle the following types of cases:
If you believe you were injured in an accident caused by another person, corporation or entity, it is important to have your claim reviewed by a knowledgeable attorney. He or she will help you determine if you have a case against the at-fault party that caused the accident.
At Stephens, Anderson & Cummings, our personal injury lawyers in Fort Worth have a strong understanding of accidents caused by negligence. We know what it takes to hold the at-fault party liable for your injuries.
Complete a Free Case Evaluation form to get started.
Texas Statute of Limitations for Personal Injury Lawsuits
If you are considering filing a personal injury claim after being injured in an accident, there are a couple deadlines you need to know about.
Often, insurance companies have a time limit for you to contact them after an accident to report your injury and file a claim. For this reason, it is imperative that you act immediately after an accident to secure your claim and follow the insurer’s claims process.
Texas also has its own deadline to bring a lawsuit against the at-fault party liable for an accident. This deadline is also known as the statute of limitations. For personal injury lawsuits, there is a two-year statute of limitations – this means you must file a lawsuit within two years of the accident. If you fail to file a personal injury lawsuit within this period of time, you will lose the right to do so.
In the state of Texas, you must file a personal injury lawsuit within two years of the accident
Although two years may seem like a long time, there are many reasons why two years can pass a lot faster than you think. Your attorney will need time to conduct a detailed investigation examine to build a strong case against the at-fault party. In most cases, your attorney will need to wait until you complete your medical treatment to determine the full value of your claim. Investigating the accident can also take a significant amount of time.
Another factor to consider is that your insurance claim may not be successful. The statute of limitations does not stop running just because you are pursuing insurance compensation. If you wait to contact an attorney, he or she will have less time to file a lawsuit after the insurance claims process is over. Some people mistakenly think the insurance claims process will not take long but it could drag out. This will leave you less time to pursue a lawsuit.
For these reasons, it may be in your best interest to contact our Fort Worth personal injury lawyers as soon as possible to discuss your claim. We will understand where your claim lies within Texas’s statute of limitations and will help you determine your legal options for pursuing compensation from the at-fault party.
Do not wait to speak with our attorneys. Call Stephens, Anderson & Cummings today at (877) 920-9009.
Contact Stephens, Anderson & Cummings Today
Accidents caused by negligence often result in victims experiencing devastating effects to their health, independence and finances. If you suffered an injury caused by another person, company or entity, do not hesitate to consult an experienced personal injury lawyer in Fort Worth to discuss your claim.
At Stephens, Anderson & Cummings, we are committed to helping accident victims obtain the results they deserve. We have the experience and resources you need to build a strong case on your behalf and help you recover from your injury. Our office is conveniently located just minutes away from the Fort Worth Zoo train station and less than 10 minutes away from the Fort Worth Municipal Court.
Contact the team at Stephens, Anderson & Cummings today to schedule a free, no obligation consultation. We will carefully review your claim to help you understand the legal options that may be available for you to pursue compensation from the at-fault party. All of our services are provided on a contingency fee basis, which means you will only have to pay us if we recover compensation on your behalf.
Complete a Free Case Evaluation form to get started.